“FACT, in general, Medicare and traditional Medical Group Insurance does NOT cover long term care. They will cover acute rehabilitation in a skilled nursing facility and acute (limited duration) home care if ordered directly by a physician, but this will not endure in a long-term capacity.”
Long Term Care Policies - About Seniors can help families understand their policies and coverage, (i.e. elimination periods, types of facilities covered, etc.), and we can also assist in filling out paperwork and helping them apply for activation of their policy.
Veterans Benefits (VA) - If you are a veteran or a spouse of a veteran who served during a U.S. wartime period, then you MAY qualify for benefits and programs specific to long-term care (Aid & Attendance Program). About Seniors can instruct families how they may apply on their own OR, for clients needing more assistance, we advocate the use of 'VA certified application specialists' for this process.
Medicaid / ALTCS - The Arizona Long Term Care System (ALTCS) is the 'needs based' long-term care component of AHCCCS (Arizona Medicaid - Arizona Health Care Cost Containment System). ALTCS is very specific in its financial and medical qualifications. About Seniors will provide information and application assistance to needy families and individuals needing to apply for the state Medicaid program.